Prime Family · Solutions
Advisory Experience

Your financial life is connected. Your plan should be too.

Personal finance, family, wealth, and business are interconnected. Prime Family helps you see everything in one comprehensive view — understanding what is already strong, identifying unseen gaps, and crafting more targeted steps.

PersonalFamilyWealthBusiness
Client Voices

Trusted by people who plan beyond today.

"

I previously only thought about insurance. After reviewing my overall financial situation, I realized there were several aspects I had not prepared for.

AndyBusiness Owner
"

What I appreciate is that they don't immediately offer products. We start with the family's needs and the numbers first.

RinaHead of Family
"

Prime Family helps me view personal and business finances as two aspects that must be planned together.

BudiEntrepreneur

The names in testimonials and case studies are illustrative personas; they will be replaced with actual client names when ready.

If Salary Stops, What Continues?

Savings store money. Protection transfers risk.

What does your family already have?

Check what is already in place — then identify the gaps.

The Prime Family Approach

We don't start with a product. We start with your picture.

Each individual has unique circumstances. Therefore, the Prime Family process begins with four simple questions.

  • Where you are
  • Where you want to go
  • What could get in the way
  • What should you do next
01

Understand

We understand your financial situation, family dynamics, business, and goals.

02

Identify

We identify gaps, risks, and priorities that need attention.

03

Plan

We develop actionable steps based on your needs and capabilities.

04

Protect

We assist in safeguarding your income, health, assets, and family from significant risks.

05

Review

Life circumstances change. Your planning should evolve as well.

Free · 5 minutes

How healthy is your financial life?

There's no need to wait for issues to arise. Conduct a Free Financial Check-up to gain an initial overview.

Cash FlowEmergency FundProtectionDebtRetirementGoals
Get your Financial Health Score
Real Client Stories

Not promises. Experiences.

We aim not just to explain what protection can do; we want to demonstrate how it can truly make a difference when families or businesses are in need.

Case 01 · Life Protection

When a father can no longer return home, the family still has a path forward.

A head of household passed away while his child was still young. Our team did not stop at the claims process — we supported the family until the benefits were received, ensuring monthly support was available until the child turned 18. What initially appeared as a policy ultimately transformed into: living expenses, education, and time for the family to adjust.

± Rp3 M
benefits received by the family
± Rp10 jt/bln
until the child reaches 18 years of age
Life ProtectionFamilyEducation
Case 02 · Family

From maternity protection to becoming part of the child's education plan.

A family begins with simple needs: protecting the pregnancy and childbirth. As the family's journey unfolds, planning evolves into a long-term strategy for the future and education of the child. It’s not just about preparing for birth — it’s about preparing for life afterward.

MaternityFamilyEducation
MaternityFamilyEducation
Case 03 · Business Protection

When a business faces turmoil, business protection becomes essential.

A business encounters risks due to unrest and damage to its assets. The issue is not just physical damage: operations are disrupted, cash flow is strained, and recovery costs arise. The right protection helps business owners manage the financial consequences and refocus on restoring their operations.

Assets·Operations·Cash Flow
BusinessGeneral InsuranceRisk Management

Names, identities, and certain details have been anonymized to protect client privacy. The figures and benefits presented are illustrative of cases we have supported; results and benefits for each client may vary based on their policy and applicable terms.

Use Case

When protection truly works.

Protection is not a one-size-fits-all solution. Here are ten real-life scenarios where dedicated funding makes a significant difference for families and businesses.

🏥
01

Medical treatment abroad

Assisting in providing options for care at international hospitals when medical needs require specific facilities.

👶
02

Securing a child's future

If parents face serious risks, education funds and children's needs still have a financial source.

💼
03

Replacing the income of the breadwinner

Not just hospital expenses — but maintaining family cash flow when income is disrupted.

🏢
04

Key Person Protection

If the owner or a key individual in the business faces significant risks, the business has funds to sustain itself.

🤝
05

Buy-Sell Agreement

The funds can assist partners in purchasing the ownership of a deceased partner, allowing the family to receive its economic value without hastily selling the business.

💰
06

Estate / Legacy Liquidity

Heirs have access to funds for inheritance needs, taxes, debts, or other expenses without the pressure to quickly sell assets.

🏠
07

Protecting assets during a crisis

When significant risks arise, dedicated funding helps families maintain their homes, businesses, or investments.

👨‍👩‍👧
08

Sharing the burden as leverage

Multiple family members can collaboratively build protection for a significant goal, ensuring that the risk is not borne by one individual.

🩺
09

Critical illness: recovery fund

When someone is diagnosed with a serious illness, funds can be used for living expenses, recovery, caregiving, or other needs during the recovery period.

🧓
10

Safeguarding retirement funds

Health expenses in later years do not necessitate the immediate withdrawal of all funds set aside for retirement.

The benefits, terms, and eligibility for each protection plan vary and are governed by the applicable policy. Discuss with your Advisor Prime Family to determine what is relevant to your situation.

Start with clarity. Build from there.

There is no need to make immediate purchases. Begin by understanding your current financial position.

Financial Check-up