Your finances & your life are connected. Have you planned them?
Personal finance, family, wealth, and business are interconnected. Prime Family helps you see everything in one comprehensive view, then develop a more focused plan for you.
In life, three things are certain to happen.
Not possibilities, certainties. This is where life planning works: preparing you and your family for all three, long before the time comes.
You live too long
A long life is a gift, as long as your money can keep pace. Without a plan, savings can run out before life does.
You live too short
When someone goes too soon, what remains is not only loss, but responsibilities that must carry on.
Illness demands the best care
When illness comes, you should not have to choose treatment by its price, but the best, without sacrificing your family's future.
How many people are in your family?
Every name in your family is one more reason to start planning today, not later.
Trusted by people who plan beyond today.
I previously only thought about products. After reviewing my overall financial situation, I realized there were several aspects I had not prepared for.
What I appreciate is that they don't immediately offer products. We start with the family's needs and the numbers first.
Prime Family helps me view personal and business finances as two aspects that must be planned together.
The names in testimonials and case studies are illustrative personas; they will be replaced with actual client names when ready.
One umbrella. Four pillars.
Business and family finance run on separate tracks, but they head to the same place. We bring them to one table, and you deal with one person.
A family business that runs without you holding it up.
Marketing, automation, and operational systems that keep the business moving when you are not in the room.
Wealth that grows, and holds when risk arrives.
Protection, investment, retirement, and education funds, arranged as one plan instead of separate products.
What you built passes on under rules that are clear.
Sharia inheritance, divorce, and estate planning, handled by specialist partners through your single point of contact.
Access to the best care, without draining the rest of the plan.
Overseas treatment, the partner hospital directory, and support on the day you claim.
We don't start with a product. We start with your picture.
Each individual has unique circumstances. Therefore, the Prime Family process begins with four simple questions.
- Where you are
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- Where you want to go
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- What could get in the way
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- What should you do next
Understand
We understand your financial situation, family dynamics, business, and goals.
Identify
We identify gaps, risks, and priorities that need attention.
Plan
We develop actionable steps based on your needs and capabilities.
Preserve
We assist in safeguarding your income, health, assets, and family from significant risks.
Review
Life circumstances change. Your planning should evolve as well.
How healthy is your financial life?
There's no need to wait for issues to arise. Use the free AI Consultant to gain an initial overview.
Not promises. Experiences.
We aim not just to explain what a plan can do; we want to demonstrate how it can truly make a difference when families or businesses are in need.
When illness meant he had to stop working, his family stayed at ease.
A head of household, and a doctor, was diagnosed with cancer. He did not pass away; he simply had to stop working to undergo treatment, and his business and income stopped with it. Because his plan was designed from the start, a critical-illness claim of Rp5.2 billion was paid, placed in a time deposit that covered the family’s needs throughout treatment, plus a payor benefit of Rp19 million per month until his child turns 18. He could focus on one thing: getting well.
From maternity preparation to becoming part of the child's education plan.
A family begins with simple needs: preparing for pregnancy and childbirth. As the family's journey unfolds, planning evolves into a long-term strategy for the future and education of the child. It’s not just about preparing for birth, it’s about preparing for life afterward.
When a business faces turmoil, financial readiness becomes essential.
A business encounters risks due to unrest and damage to its assets. The issue is not just physical damage: operations are disrupted, cash flow is strained, and recovery costs arise. The right plan helps business owners manage the financial consequences and refocus on restoring their operations.
Names, identities, and certain details have been anonymized to keep client privacy. The figures and benefits presented are illustrative of cases we have supported; results and benefits for each client may vary based on their policy and applicable terms.
When a plan truly works.
A plan is not one-size-fits-all. Here are ten real-life scenarios where dedicated funding makes a significant difference for families and businesses.
Medical treatment abroad
Assisting in providing options for care at international hospitals when medical needs require specific facilities.
Securing a child's future
If parents face serious risks, education funds and children's needs still have a financial source.
Replacing the income of the breadwinner
Not just hospital expenses, but maintaining family cash flow when income is disrupted.
Key Person Planning
If the owner or a key individual in the business faces significant risks, the business has funds to sustain itself.
Buy-Sell Agreement
The funds can assist partners in purchasing the ownership of a deceased partner, allowing the family to receive its economic value without hastily selling the business.
Estate / Legacy Liquidity
Heirs have access to funds for inheritance needs, taxes, debts, or other expenses without the pressure to quickly sell assets.
Preserving assets during a crisis
When significant risks arise, dedicated funding helps families maintain their homes, businesses, or investments.
Sharing the burden as leverage
Multiple family members can collaboratively build a plan for a significant goal, ensuring that the risk is not borne by one individual.
Critical illness: recovery fund
When someone is diagnosed with a serious illness, funds can be used for living expenses, recovery, caregiving, or other needs during the recovery period.
Safeguarding retirement funds
Health expenses in later years do not necessitate the immediate withdrawal of all funds set aside for retirement.
The benefits, terms, and eligibility for each plan vary and are governed by the applicable contract. Discuss with your Advisor Prime Family to determine what is relevant to your situation.
Start with clarity. Build from there.
There is no need to make immediate purchases. Begin by understanding your current financial position.